Need an appraisal in Knoxville or Knox County?See the top seven reasons Tennessee homeowners use J. Doyle Knight Appraiser:
We at J. Doyle Knight Appraiser understand the unique needs of a customer in need of appraisal services. Our usual business clients get the appraisal process and the standard reporting formats. But as a consumer, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at J. Doyle Knight Appraiser will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.Challenging Knox County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in a region that is going down or not appreciating as much as other houses close by. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from J. Doyle Knight Appraiser is your best weapon.Need to cancel PMI?A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. J. Doyle Knight Appraiser is experienced in helping clients just like you remove undesirable PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. J. Doyle Knight Appraiser can provide you with efficient appraisal that will help you reinstate your HELOC.We Also Provide Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you would like to have a professional double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? J. Doyle Knight Appraiser can help you with that. Even though most review work is requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to invest in a second opinion. |